We've been reading about overdraft protection from the Banks. What does it all mean?
Take a look at this article from the Fed to make sure you don't have to pay for overdrafts:
http://www.federalreserve.gov/consumerinfo/wyntk_overdraft.htm
You are always told to do remodeling before you sell your house. Maybe you're not even planning to move; you just want to do some home improvements, but you don't have alot to spend. What to do....what to do?
We found this money saving article with some terrific tips, take a look:
http://www.moneytalksnews.com/2010/02/25/16-tips-to-save-on-home-remodeling/
Your doctor tells you have so-and-so and such-and-such, throws a lot of terms at you, and as you leave the office you say to yourself, "What did he/she say?" We've all gone been there. Or you have a symptom and before you call your doctor, you want to check it out. What do you do? Here are some sites to help you out.
health.com
Health.com has up-to-the-minute news and an interactive “Symptom Checker” that is as addictive as it is helpful.
mayoclinic.com
The all-inclusive, vibrant home page includes a “Find It Fast” box that allows you to quickly look up what’s ailing you and then offers an alternative therapy for each possible diagnosis.
healthfinder.gov
Sponsored by the Office of Disease Prevention and Health Promotion, this site has drug information and newsletters (on topics such as diet and fitness) that can be lifesavers.
menopause.org
Visit the Consumers section of the website of the North American Menopause Society for updated information on hormone therapy, a menopause glossary, a guide to stress relief, and a monthly newsletter called, yes, Menopause Flashes.
acog.org
This all-inclusive women’s-health-care site from the American College of Obstetricians and Gynecologists thoroughly covers both niche and broad topics. Click on “ACOG Patient Page” for dietary tips, authoritative pamphlets on mammograms and other tests, and help finding a good ob-gyn near you.
cancer.org
Cancer patients and their loved ones can feel overwhelmed by information, statistics, and options. The American Cancer Society site is helpful in winnowing the information into manageable pieces, and it offers a page called “Treatment Decisions Tools” to refine options.
merck.com/mmhe
The online Merck Manuals are efficiently alphabetized and all-inclusive, and they tell you the last time the entries were updated. The “Drugs” tab has a wealth of key information about medications, including medicinal herbs and supplements.
medlineplus.gov
Although the design of the Medline Plus site feels a bit dry, find your way to the Interactive Health Tutorials, which provide graphic guides to any condition, useful stats, and helpful Q. & A.’s.
realself.com
This site has lots of nitty-gritty info (much of it from patients’ personal experiences) on plastic-surgery treatments. There are also doctor-answered Q. & A.’s about rhinoplasty, Restylane, and breast implants.
americanheart.org
Make heart-healthy food choices with “My Grocery List,” a special feature that allows you to select from a list of items, enter your quantity, save it to your PDA, or print it out for an easier shopping trip.
Disclaimer: We're not telling you to use these sites in lieu of a doctor visit or call. These are just places to get more info.
The recession has not been good to the fashion industry. Bad news for them. Good news for you. If you're into the Designer thing, here's a Wall Street Journal article tailor-made for you.
Take a look:
http://online.wsj.com/article/SB10001424052748703882804574642220898225820.html?mod=WSJ_PersonalFinance_PF2
Landing the free seat you want using frequent-flier miles has long been one of the biggest frustrations for travelers. The prizes offered by airlines are enticing, but the seats never seem to be available on the flights and routes you want. Some people try to call airlines at midnight 11 months before the date they plan to travel—typically when booking opens for a flight—to be first in line for frequent-flier award seats. Some know to check repeatedly because airlines change inventory daily. And many give up the search, letting miles accumulate and cursing airlines for selling false hope.
Still, there are several new tools available to help you find that elusive award. Some airlines have made it easier to find award seats—when they are available—and several Web sites have tools to help you search. ExpertFlyer and another site called MileageManager.com have award alerts that send you an email when a frequent-flier seat or upgrade opens up on a flight you want.
Airlines often hold back frequent-flier award seats or upgrades on popular flights, hoping that bookings by fare-paying passengers will be strong. But if seats don't sell as briskly as predicted, awards can be made available for booking in reservation systems at anytime.
MileageManager requires you to register your frequent flier accounts with the service, turning over your airline account number and password, before its AwardPlanner function can be used. Both MileageManager and ExpertFlyer offer free trial periods, but after that MileageManager is $14.95 per year and ExpertFlyer costs $9.99 a month.
On the airline side, check alliance Web sites—StarAlliance.com, oneWorld.com and SkyTeam.com—that show flights on partner airlines that may not be displayed on your own airline's booking site. Those partner airlines may have award seats available, but you'll need to call to find out. LOT Polish, for example, might offer something that doesn't automatically show up on UAL Corp.'s United Airlines' Web site, but you can often use your United miles to book it if you know what to ask for.
Airlines have long told customers that flexibility is the key to booking awards—a willingness to travel on different days or even to different cities increases your chances of finding an award. But now airlines are also becoming more flexible and giving customers more options to redeem their miles. That's because it is actually in the airlines' interest to encourage fliers to use miles.
A change in accounting rules has made it more expensive for airlines to carry unredeemed miles on their balance sheets. And miles have become a huge cash generator for airlines, primarily by selling them to credit card companies that give them out as customer rewards. If the miles lose their shine by being difficult to use, credit card companies may curb their purchases. Last year, American pre-sold $1 billion worth of AAdvantage miles to Citicorp, propping up the airline financially and showcasing the importance of miles.
AMR Corp.'s American and Delta now offer one-way award pricing as well. Continental and US Airways Group Inc. also allow different award levels to be combined. A flight at the cheapest award level, typically 25,000 miles round-trip for domestic itineraries, might be available for the outbound part of a trip, but not available for the return the customer wants. Book the return at the 50,000-mile level, and you get the seats you want for a total of 12,500 outbound plus 25,000 for the return, or 37,500 miles total.
Most airlines also now offer calendars on their Web sites that quickly show customers what dates have awards available, and at what mileage levels.
Freebies are always good. Your health is always important. Free health tips are AWESOME.
Take a look:
http://today.msnbc.msn.com/id/34864844/ns/today-today_health/
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