Thursday, July 9, 2009



Everyone has heard of credit scores, but you are probably unfamiliar with ID Scores. Under changes to the Fair Credit Reporting Act going into effect on August first, financial institutions and others will have to have methods in place to detect and respond to instances of ID theft. As a result of this, more companies will want to assure themselves that customers they do business with are really who they say they are. One popular third party application is

The site explains how it works. While the site does ask for your Social Security number and other pieces of personal information, you can do it without the number (but it will render a different less reliable score). Only give out information you’re comfortable divulging. After that, the site calculates your ID score and you get a free copy.

You might want to take a look at our previous post that discuss Identity Security:
As if your credit score wasn’t enough to worry about, now there’s more!

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