TEACHING YOUR CHILDREN ABOUT MONEY

We saw this article and thought we'd share. In the best of times, teaching children about money can be a dicey proposition. In this scary economy, it's even more complex. Don't be afraid. What they don't know can hurt them.

Take a look:

http://www.consumerismcommentary.com/2009/09/28/ten-things-i-will-teach-my-children-about-money/

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CASHING IN ON YOUR HEALTH PLAN

Before the new year arrives, it's time to take a look at your health plan coverage. Have you used up your deductible for the year? If so, can you take care of health issues before the end of the year and the new deductible starts? Is a Physical Exam included in your plan? If so, have you taken advantage of it? Let's face it, folks, the Health Insurance business is ripping you off with high premiums and restrictions. Be smart and take advantage of everything included in your plan. You paid for it, so use it!

Here's an article from the Wall St. Journal that enforces what we're saying here:

http://online.wsj.com/article/SB10001424052748703808904574527724157898130.html

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HOW WHITE VINEGAR SAVES YOU MONEY

Did you know that plain old cheap white distilled vinegar has more uses than salad dressing or pickling? (Do people still pickle???) People have even written books about it: "Vinegar: Over 400 Various, Versatile, and Very Good Uses You've Probably Never Thought Of" by Vicki Lansky for example.

Going back to ancient times, vinegar was used to disinfect wounds.

Vinegar can save you mucho bucks by not buying those expensive products in the store.

Here are a few basics:

1. Mix two parts vinegar with one part water and you have an all purpose cleaner that’s effective on just about everything, especially windows.

2. Add a cup of vinegar to your wash. It reduces the amount of soap you need, keeps colors vibrant, and reduces lint.

3. Got a nasty case of athletes foot? Apply vinegar full strength two times a day until the fungus goes away.

4. If you have annoying grass or weeds growing around your sidewalk or drive way, douse them with vinegar.

5. If you have anthills in your yard, pour full strength vinegar on them.

Did you know vinegar has an Institute? http://www.versatilevinegar.org/usesandtips.html For even more information including 1001 tips, check: http://www.vinegartips.com/Scripts/.

Have we pickled your brain?

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GROCERY COUPONS FOR CHEAPSKATES

Who doesn't like a good coupon?

They really come in handy at the grocery store and we discussed it with you on a previous post: http://cheapiosity.blogspot.com/2008/05/grocery-coupons_2953.html

Here's an article that tells all:

http://www.makeuseof.com/tag/the-top-10-grocery-coupon-websites-for-cheapskates/

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FREE WEB SERVICES TO $AVE MONEY

Do we have to tell you how much we like to save money?

By now, everybody seems to know the basics like free antivirus software or Hulu (http://www.hulu.com/) to watch your favorite tv shows. Enterprising cheapskates that we are, Team CHEAPIOSITY goes one giant step farther for you, our loyal readers. Betcha don't know all of these:

http://www.talkster.com/ - Free Long Distance and International Calling

http://www.qipit.com/ or http://www.faxzero.com/ - Free Faxing

http://www.tokbox.com/ - Free Videoconferencing

http://www.rondee.com/ - Free Conference Calling

Google 411 - Dial 800/466-4411 (800/GOOG-411) - Free Directory Assistance

http://www.reqall.com/ - Free Automatic Voice Note Transcriptions

http://www.ocrterminal.com/ - Turn Scanned Documents Into Text For Free

www.gutenberg.org/wiki/Main_Page - Read Classic Books For Free

www.txtDrop.com & http://krypton.durgle.com/ - Free Texting/Messaging

http://drop.io/ - Up to 100MB of Free Storage

http://www.archive.org/details/etree & http://elbo.ws/ & www.rcrdlbl.com/ & http://stereogum.com/ - Free Music Downloads (We assume you already know about iTunes, Amazon and Rapsody's free downloads.)

That should keep you busy for a while. Happy web searching. Nothing's cheaper than free.

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EXTREME CHEAP

Some people take 'cheap' to a whole new level.

We at Team CHEAPIOSITY like to think of ourselves as crazy cheap, not Crazy Cheap. If you don't understand the nuances, check out these 51 unusual (!) ways to save money. If nothing else, they'll give you a good laugh! Take a look:

http://www.wisebread.com/51-unusual-money-saving-tips-from-readers

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CHEAP MOVIE TIX, PART 2

We told you about cheap movie tickets in our previous post: http://cheapiosity.blogspot.com/2008/07/cheap-tix.html.

Since we live on the cutting edge of cheapness and popular culture (a very cool corner), you can imagine our excitement when we came across a website that sells discount movie tickets to many of the major movie theater chains.

As you know by now, Team CHEAPIOSITY is obsessed with bargains. We recently checked out a site that promises daily bargains.

http://www.slickdeals.net/

In a recent post, they mentioned http://www.bulktix.com/. Here's a link to the specific post: http://forums.slickdeals.net/showthread.php?threadid=1572797. Bulktix offers various checkouts, and the poster found coupons for Amazon checkouts that offer additional savings. Since coupon codes tend to expire, we urge you search for BulkTix coupons on the web before you checkout.

If you live in a major city, movie tickets can cost upwards of $15 depending on the theater; using BulkTix could be a source of considerable savings. That said, BE SURE to check if your local theater is a participating theater before you order tickets.

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