WHEN TO GET THE CHEAPEST AIRFARES

Here are some great airfare tips to get the cheapest fare.

http://abclocal.go.com/wls/story?section=news/consumer&id=8487607

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WHEN NOT TO FILE AN INSURANCE CLAIM

Did you know that there are some circumstances when it makes more sense NOT to file an insurance claim?

Take a look:

http://www.dailyfinance.com/2011/12/23/5-times-when-you-shouldnt-file-that-insurance-claim/

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2012 PRICES THAT AREN'T GOING UP

Even though it sometimes seems like every price is going up, there are some prices that aren't.

These 2 articles will tell you what they are:

http://dealnews.com/features/12-Things-That-Will-Be-Less-Expensive-in-2012/533663.html

http://www.smartmoney.com/spend/deal-of-the-day/5-deals-to-look-forward-to-in-2012-1325194720277/

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RESTAURANT DISCOUNTS/COUPONS

Since it doesn't look like the economy is going to get better anytime soon, most of us are eating/cooking at home to save money. However, it's nice to splurge and eat out at a restaurant every now and then. And on those special occasions you decide to do just that, there's no reason to pay full price, not when discounts abound. You've probably already heard of Groupon, Citysearch, Blackboard Eats, but the internet has a few other sites you should know about:

1. BiteHunter.com
This site tells your about daily specials and discounts, using other sites like Groupon, Living Social, etc.

2. EatDrinkDeals.com
This site is good for restaurant chain discounts.

3. Restaurant.com
This site is good for finer dining restaurant coupons.

4. Savored.com
This site is also good for finer dining coupons.

So, before you go out, check these sites and save money.....that's what we do.

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HOW TO DEDUCT EXPENSES YOU NEVER PAID FOR FROM YOUR TAXES

In a 2010 decision, the U.S. Tax Court concluded that a daughter could deduct medical expenses and real estate taxes on her 1040 Form -- even though they were paid by her mother. To find out how this decision may apply to you, take a look at the article below:

http://www.smartmoney.com/taxes/tax-policy/free-lunch-deducting-expenses-you-never-paid-1316547708569/

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HAPPY HOLIDAYS!

We're taking a break. Team CHEAPIOSITY is shopped-out. We're gonna take a break and see a lot of movies.....cheaply, of course.

We'll be back in January with another year of living a first class life at economy prices.

But first, one last thing for the year. Stocking up now on next year's holiday cards, wrapping paper, ornaments, and other seasonal goodies makes a lot of sense. Pricing on all that stuff doesn't get any cheaper than right after the holidays, but you have to hit the stores quickly. Merchants discount their seasonal items up to 90% just to clear those shelves. Check 'em out.

We wish you Happy Holidays, Peace, Love and lots of bargains.

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THE BEST DAYS TO BUY STUFF

Did you know that you can find better deals on certain days of the week? It doesn't only matter where you shop. It matters when you shop and what you're looking to buy.

Here's an article from Smart Money that breaks it down for you.

http://www.smartmoney.com/spend/deal-of-the-day/best-days-of-the-week-for-discounts-1320270169168/?grcc=7da38d5a8fdbcd8680569ec059d7d099Z3&mod=WSJ_hpp_sections_personalfinance

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